Financial Universal truth

Hello there. Trust me, I won't bore you with a lengthy article about the do's and don'ts of finances or give you a long list of financial "Thou shalt nots."

This article provides you with just one truth. A basic truth on personal finance. It simply explains the only way to get rich— may be, but sure— content and prevent gloom in that day of financial doom.

Save! Save!! Save!!! For what you save now will save you when the days come with storms. Trust me, those days will surely come knocking on your door like a thief at night, showing up un-expectedly.  You cannot prevent these days from showing up for they will surely come. But all you can do is put in measures NOW to ensure survival and independence against that rainy day.

You must be FRUGAL. You must be so economical with every penny you get NOW. For the man who detests this practice and yet do not practise frugality cannever be rich and will bear the brunts when the stormy days come. He will be left alone with his "co-believers" outside the ark that shields from wants, lack, poverty which are known to come with rainy days for fools like him.

Jesus died for you, you need to believe this and on the third day, resurrected that you may be free from the power and oppression of that wicked one. He translated you from the kingdom of darkness into the kingdom full of his marvellous light, compassion, mercies and grace. You should know this but this is not the message right now.

What I am preaching to you is to believe in savings. No matter how meagre you earn, make sure you save a fraction you must not touch. Keep saving and accumulating. Have long-range goals engraved on your mind, don't forget them. For a man or woman who spends all he or she earns will never be rich.

Your savings will save you when that day comes, that day full of hunger and recession. That day that does not inform before arrival, that day will come like a thief in the night. Surely, it will come but when it does, will you survive it with a smile and plenty for you and your family? Or you will be that man begging Noah to let him in after the ark is closed? For by that time, Noah will not hear you.

BROKE AGAIN

Provided in this article is a major lesson the almighty universal mammon has taught me and I hope you can relate. But it’s funny how we refuse to learn from this lesson. We keep repeating the same mistakes all over like we enjoy it or we are addicted or something.

Imagine a man who is broke. I mean, very broke. This man has been searching for a freelance job. Let’s say he’s a writer. Heavens so good, he got this lucrative offer to help create contents for a major consumer company. The contract was simple. You work, we check your work and if we like it, we pay. I do not care how much he was offered, all I know is that he was dead broke before this job.

As a broke and hungry man, he worked his ass out and delivered his best. To cut the whole story short, he was paid. Immediately he received the payment, he went shopping and before he got back home, the money was gone. I mean he had spent every penny. Now, he’s back to square one. Broke again.

The funny thing is— while he was broke, he made a whole lot of promises to himself that the next money he gets was going to be optimally utilized. He was going to invest it no matter how small the investment was. But after he got paid, his senses flew off. He completely forgot his broke days. The money he got changed him. His true nature was revealed.

I bet, majority can relate to this story. While we are broke, we seem to be very wise. Financial intelligence seems to dominate our faculties but the moment we get money, we forget our initial state. We squander this hard earned dough on short ranged goals, pleasure, addictions and the like. Then we remember the list of investments we had written in that book of ideas when we were broke. We all have that book don’t we? Lol.

 We are always smarter when we don’t have much. We become chief financial advisers to those who have and a chief judge, judging how those who have should spend their money. We even go as far as rendering unkind remarks about the rich when they make investments we don’t find reasonable. Wow! What a reasonable broke man we have become.

When the money comes, I mean when the sunny days replace the gray skies, the reasonable broke man becomes a foolish rich man. And it’s a cycle. Since the foolish rich man who we become for a few days has no means of recycling funds, he becomes broke again.

The question is— “when or how can the reasonable broke man become a wise rich man?” When will this foolish rich man stop squandering funds and remain rich?

This is the major problem majority face in the society. Running through the day in a system designed to make us rich then poor before the month ends. It is the cycle and that’s how it has been designed— a rat race.

Only few break off from this cycle. They are mainly those who we call boss. I mean true bosses , not the self-acclaimed boss who fools himself or herself on social media.  The CEO of your company, the owner of your school, the founder of your church…… Those are the real bosses. They own, they make the rules, they are free, they are in charge. They are not bound by the rules they make but you are once you are in their organization. They feed you, they do not force you, you have no choice.

But I tell you today, YOU have a choice.

The only way out of this Always-broke-again cycle is to become one of them.  Create yours and make it work. Make it work for others. Until then, you will remain a reasonable broke man or a foolish rich man who has coins for a limited time before becoming broke again.